Task

Explore FAQs on Gauss Website

As a potential Gauss customer, I learn more about how Gauss can help with my credit score, so that I can make informed decisions about using their services.

Success definition: Given I am on the Gauss homepage When I click on the 'FAQ' link and then select the question 'How does Gauss affect my credit score?' Then I should see detailed information on how Gauss can improve my credit score.

Trajectory

Step 1:

Url (before/after):

https://gauss.money/

https://gauss.money/#rec654576460

Content (before/after):

RootWebArea Gauss | Build Credit & Pay Off Debt Faster, focused, url='https://gauss.money/'
    LayoutTable
        [87] link, center=(490,33), url='https://gauss.money/'
            image, url='https://static.tildacdn.one/tild6165-3931-4338-b930-643866363937/gauss2.png'
        navigation

            list
                listitem
                    [93] link How it works, center=(992,35), url='https://gauss.money/#rec654576460'
                listitem
                    [95] link FAQ, center=(1088,35), url='https://gauss.money/#rec654576467'
                listitem
                    [97] link Blog, center=(1152,35), url='https://gauss.money/blog'
                listitem
                    [99] link Payoff calculator, center=(1267,35), url='https://www.gauss.money/credit-card-payoff-calculator'
        LayoutTable
            LayoutTable
                [105] link Log in / Sign up, center=(1458,35), url='https://gauss.onelink.me/l2a4/web'
    LayoutTable
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6631-6337-4465-a166-653230653438/-/resize/498x/-/format/webp/Frame_823425439_1.png'
    LayoutTable
    LayoutTable
        heading Get the most out of credit cards
    LayoutTable
        StaticText 16% APR
        superscript
            StaticText *
        StaticText on any credit card. Pay off card debt faster and build credit.
    LayoutTable
        link, url='https://gauss.onelink.me/tXCz/web'
    LayoutTable
        link, url='https://gauss.onelink.me/tXCz/web'
    LayoutTable
        link App Store, url='https://gauss.onelink.me/tXCz/web'
    LayoutTable
        link, url='https://gauss.onelink.me/tXCz/web'
    LayoutTable
        link, url='https://gauss.onelink.me/tXCz/web'
    LayoutTable
        link Google Play, url='https://gauss.onelink.me/tXCz/web'
    LayoutTable
        link Android, url='https://play.google.com/store/apps/details?id=money.placid.app&hl=en&gl=US&pli=1'
    LayoutTable
        link Web Sign-up / Login, url='https://app.gauss.money/'
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6537-3130-4966-b661-623738373835/-/resize/140x/-/format/webp/Group_823424676_5.png'
    LayoutTable
        link Get the app, url='https://gauss.onelink.me/l2a4/web'
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3737-6233-4337-b839-353963646230/-/resize/169x/-/format/webp/equifax.png'
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3930-3163-4461-b961-303930313739/-/resize/169x/-/format/webp/exp.png'
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3133-6634-4735-b239-656530373732/-/resize/169x/-/format/webp/next.png'
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3339-6231-4162-a531-316230363862/-/resize/169x/-/format/webp/plaid.png'
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3438-3937-4639-b262-613361343236/-/resize/169x/-/format/webp/yc.png'
    LayoutTable
    LayoutTable
        StaticText Pay off any credit card balance using your low interest credit line from Gauss, both on-demand and automatically. Your cards get lower APR, and you save money on interest charges and pay off balances faster. Keep using your cards and watch your savings go up!
    LayoutTable
        heading Pay off cards faster
            strong
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6539-3961-4461-a462-663062613865/-/resize/482x/-/format/webp/payoff_cards_easily.png'
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3965-3463-4064-b663-353837643139/-/resize/38x/-/format/webp/photo.png'
    LayoutTable
    LayoutTable
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6166-3064-4363-b133-393033653565/-/resize/552x/-/format/webp/Group_823424734.png'
    LayoutTable
        heading Earn rewards
    LayoutTable
        StaticText Earn Gauss reward points for interacting with the app and paying your cards on time. Use points to pay for Gauss services, reduce APRs, increase credit limit, and get access to premium products
        superscript
            StaticText 1
        StaticText .
    LayoutTable
        StaticText Use Gauss Credit Builder to improve credit without even thinking about it. No credit checks. Monthly payments less than $5. Instant initial reporting
        superscript
            StaticText 2
        StaticText .
    LayoutTable
        heading Improve Credit Score
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6432-3366-4663-a639-373336323137/-/resize/440x/-/format/webp/fico.png'
    LayoutTable
    LayoutTable
    LayoutTable
        StaticText Easily learn what it takes to pay off your current balances and see how Gauss can help you pay off faster if you move balances off expensive cards to a low APR Gauss Line. Start with a simple web calculator, then connect your cards to build a personalized plan and budget in the app.
    LayoutTable
        heading Follow a payoff plan
    LayoutTable
        link Build a plan, url='https://www.gauss.money/credit-card-payoff-calculator'
    LayoutTable
    LayoutTable
    LayoutTable
    LayoutTable
        heading Lower Card Bills. Lower APR. Debt Free Faster.
    LayoutTable
    LayoutTable
        heading No Late Fees. No Transfer Fees.
    LayoutTable
        heading $0
    LayoutTable
    LayoutTable
        StaticText Chat with an AI-powered personal assistant to make the perfect decision with your money, every time. Unlock personalized advice for a fraction of the cost of an advisor.
    LayoutTable
        heading Personalized financial advice in your pocket
    LayoutTable
    LayoutTable
    LayoutTable
        StaticText 2% returns on your cash. Boost the earnings with timely credit card payments.
    LayoutTable
        LayoutTable
    LayoutTable
        heading Earn up to 10% returns
    LayoutTable
    LayoutTable
        StaticText Auto invest into diversified ETFs from you card bills without stretching your budget. The more you invest, the lower is your APR with Gauss. Build wealth and break out of debt for good.
    LayoutTable
        heading Invest when paying off cards
    LayoutTable
    LayoutTable
        StaticText Coming soon
    LayoutTable
        StaticText Coming soon
    LayoutTable
    LayoutTable
    LayoutTable
        StaticText Autopay all your credit card bills from a single app. Easily pay above required minimums to pay off balances faster. Prevent late fees and overdraft fees!
    LayoutTable
        heading Autopay at no cost
    LayoutTable
    LayoutTable
    LayoutTable
    LayoutTable
    LayoutTable
        heading How it works
    LayoutTable
        StaticText Connect credit cards via Plaid
    LayoutTable
    LayoutTable
        StaticText Run a soft credit check
    LayoutTable
    LayoutTable
        StaticText Pay off the cards from a low APR Gauss Credit Line
    LayoutTable
    LayoutTable
        StaticText Keep using the cards and repay the line once a month
    LayoutTable
    LayoutTable
        StaticText New balances can be moved to the line automatically.
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6665-6431-4163-b062-343735396634/-/resize/48x/-/format/webp/5.png'
    LayoutTable
        StaticText Earn rewards and better credit terms over time.
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6333-6461-4236-a538-663831326539/-/resize/48x/-/format/webp/6.png'
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3937-3561-4264-b439-393062626536/-/resize/480x/-/format/webp/iPhone_14_Pro_Space_.png'
    LayoutTable
    LayoutTable
    LayoutTable
        heading How is Gauss different?
    LayoutTable
    LayoutTable
    LayoutTable
        link, url='https://gauss.money/personalloan'
    LayoutTable
        link, url='https://gauss.money/personalloan'
    LayoutTable
        link, url='https://gauss.money/personalloan'
    LayoutTable
        link Personal loan, url='https://gauss.money/personalloan'
    LayoutTable
        link, url='https://gauss.money/btcard'
    LayoutTable
        link, url='https://gauss.money/btcard'
    LayoutTable
        link, url='https://gauss.money/btcard'
    LayoutTable
        link Balance transfer card, url='https://gauss.money/btcard'
    LayoutTable
        link, url='https://www.gauss.money/creditcard'
    LayoutTable
        link, url='https://www.gauss.money/creditcard'
    LayoutTable
        link Credit card, url='https://www.gauss.money/creditcard'
    LayoutTable
        link, url='https://www.gauss.money/creditcard'
    link
    button Is using Gauss safe?, expanded=False
        strong
        image
        image
    button How does Gauss affect my credit score?, expanded=False
        strong
        image
        image
    button I have issues with the app. What do I do?, expanded=False
        image
        image
    button Who is Gauss good for?, expanded=False
        image
        image
    button What are the requirements to use Gauss?, expanded=False
        image
        image
    button Is Gauss a bank?, expanded=False
        image
        image
    button How does Gauss make money?, expanded=False
        image
        image
    button Is Gauss available in my state?, expanded=False
        strong
        image
        image
    button Is Gauss a debt consolidator?, expanded=False
        strong
        image
        image
    button How do I delete my account?, expanded=False
        image
        image
    link
    LayoutTable
    LayoutTable
        StaticText Join Now
    LayoutTable
        StaticText Scan the QR code to
        StaticText get started now!
    LayoutTable
        link, url='https://gauss.onelink.me/tXCz/web'
    LayoutTable
        link, url='https://gauss.onelink.me/tXCz/web'
            image, url='https://optim.tildacdn.one/tild3462-3665-4561-b839-623434306637/-/format/webp/app_store_icon.png'
    LayoutTable
        link App Store, url='https://gauss.onelink.me/tXCz/web'
    LayoutTable
    LayoutTable
        link, url='https://gauss.onelink.me/tXCz/web'
    LayoutTable
        link, url='https://gauss.onelink.me/tXCz/web'
            image, url='https://optim.tildacdn.one/tild3162-3136-4030-a563-326261373430/-/format/webp/gp.png'
    LayoutTable
        link Google Play, url='https://gauss.onelink.me/tXCz/web'
    LayoutTable
        StaticText Just launched!
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3636-3465-4463-b437-356565623634/-/resize/130x/-/format/webp/Logo.png'
    LayoutTable
        link, url='https://www.facebook.com/gauss.money'
    LayoutTable
        link, url='https://www.instagram.com/gaussmoney/'
    LayoutTable
        link, url='https://www.linkedin.com/company/gauss-money'
    LayoutTable
        link, url='https://twitter.com/GaussMoneyHQ'
    LayoutTable
        link, url='https://www.youtube.com/channel/UCMJWD9DNqE_QKRDjz_4QF9A'
    LayoutTable
    LayoutTable
        link Get the app, url='https://gauss.onelink.me/l2a4/web'
    LayoutTable
        StaticText * Gauss credit line APR, which is the same as interest rate, is 14%-18%, depending on a number of factors, including credit profile. The rate is variable with prime rate. The majority of credit cards are eligible for the balance transfer if a credit line is approved.
        StaticText For example, if user's APR is 24%, total balance is $10,000 and fixed monthly payments are $300, user's interest expense until full payoff would be $6,644 vs. $2,737 with Gauss. Use
        link Gauss payoff calculator, url='https://www.gauss.money/credit-card-payoff-calculator'
        StaticText to estimate debt-free dates for your case.
        superscript
            StaticText 1
        StaticText Earn points every time you take a rewarded action. Find the full list of rewards in the app. You can use your rewards at any time.
        superscript
            StaticText 2
        StaticText Credit score stability/improvement is not guaranteed. Credit scores are independently determined by credit bureaus, and on-time payment history is only one of many factors that such bureaus consider. Your credit score may be negatively impacted by other financial decisions you make, or by activities or services you engage in with other financial services organizations.
        link Blog, url='https://blog.gauss.money/'
        StaticText Gauss (Placid Inc.)
        StaticText 200 Vesey Street, 24th Floor, New York, NY 10281
        StaticText (877) 909-1559
        StaticText Copyright 2023. All rights reserved.
    LayoutTable
        link Privacy Policy, url='https://placid-public-documents.s3.us-east-2.amazonaws.com/public-general-docs/Privacy+Policy.pdf'
    LayoutTable
        link Terms and Conditions, url='https://placid-public-documents.s3.us-east-2.amazonaws.com/public-general-docs/Terms+and+Conditions.pdf'
    LayoutTable
        link hi@gauss.money, url='mailto:hi@placid.money'

RootWebArea Gauss | Build Credit & Pay Off Debt Faster, focused, url='https://gauss.money/#rec654576460'
    LayoutTable
        [87] link, center=(490,5266), url='https://gauss.money/'
            image, url='https://static.tildacdn.one/tild6165-3931-4338-b930-643866363937/gauss2.png'
        navigation

            list
                listitem
                    [93] link How it works, center=(992,5268), focused, url='https://gauss.money/#rec654576460'
                listitem
                    [95] link FAQ, center=(1088,5268), url='https://gauss.money/#rec654576467'
                listitem
                    [97] link Blog, center=(1152,5268), url='https://gauss.money/blog'
                listitem
                    [99] link Payoff calculator, center=(1267,5268), url='https://www.gauss.money/credit-card-payoff-calculator'
        LayoutTable
            LayoutTable
                [105] link Log in / Sign up, center=(1458,5268), url='https://gauss.onelink.me/l2a4/web'
    LayoutTable
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6631-6337-4465-a166-653230653438/-/resize/498x/-/format/webp/Frame_823425439_1.png'
    LayoutTable
    LayoutTable
        heading Get the most out of credit cards
    LayoutTable
        StaticText 16% APR
        superscript
            StaticText *
        StaticText on any credit card. Pay off card debt faster and build credit.
    LayoutTable
        link, url='https://gauss.onelink.me/tXCz/web'
    LayoutTable
        link, url='https://gauss.onelink.me/tXCz/web'
    LayoutTable
        link App Store, url='https://gauss.onelink.me/tXCz/web'
    LayoutTable
        link, url='https://gauss.onelink.me/tXCz/web'
    LayoutTable
        link, url='https://gauss.onelink.me/tXCz/web'
    LayoutTable
        link Google Play, url='https://gauss.onelink.me/tXCz/web'
    LayoutTable
        link Android, url='https://play.google.com/store/apps/details?id=money.placid.app&hl=en&gl=US&pli=1'
    LayoutTable
        link Web Sign-up / Login, url='https://app.gauss.money/'
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6537-3130-4966-b661-623738373835/-/resize/140x/-/format/webp/Group_823424676_5.png'
    LayoutTable
        link Get the app, url='https://gauss.onelink.me/l2a4/web'
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3737-6233-4337-b839-353963646230/-/resize/169x/-/format/webp/equifax.png'
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3930-3163-4461-b961-303930313739/-/resize/169x/-/format/webp/exp.png'
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3133-6634-4735-b239-656530373732/-/resize/169x/-/format/webp/next.png'
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3339-6231-4162-a531-316230363862/-/resize/169x/-/format/webp/plaid.png'
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3438-3937-4639-b262-613361343236/-/resize/169x/-/format/webp/yc.png'
    LayoutTable
    LayoutTable
        StaticText Pay off any credit card balance using your low interest credit line from Gauss, both on-demand and automatically. Your cards get lower APR, and you save money on interest charges and pay off balances faster. Keep using your cards and watch your savings go up!
    LayoutTable
        heading Pay off cards faster
            strong
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6539-3961-4461-a462-663062613865/-/resize/482x/-/format/webp/payoff_cards_easily.png'
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3965-3463-4064-b663-353837643139/-/resize/38x/-/format/webp/photo.png'
    LayoutTable
    LayoutTable
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6166-3064-4363-b133-393033653565/-/resize/552x/-/format/webp/Group_823424734.png'
    LayoutTable
        heading Earn rewards
    LayoutTable
        StaticText Earn Gauss reward points for interacting with the app and paying your cards on time. Use points to pay for Gauss services, reduce APRs, increase credit limit, and get access to premium products
        superscript
            StaticText 1
        StaticText .
    LayoutTable
        StaticText Use Gauss Credit Builder to improve credit without even thinking about it. No credit checks. Monthly payments less than $5. Instant initial reporting
        superscript
            StaticText 2
        StaticText .
    LayoutTable
        heading Improve Credit Score
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6432-3366-4663-a639-373336323137/-/resize/440x/-/format/webp/fico.png'
    LayoutTable
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6563-3034-4566-a336-646463306165/-/resize/325x/-/format/webp/Frame_823425033.png'
    LayoutTable
        StaticText Easily learn what it takes to pay off your current balances and see how Gauss can help you pay off faster if you move balances off expensive cards to a low APR Gauss Line. Start with a simple web calculator, then connect your cards to build a personalized plan and budget in the app.
    LayoutTable
        heading Follow a payoff plan
    LayoutTable
        link Build a plan, url='https://www.gauss.money/credit-card-payoff-calculator'
    LayoutTable
    LayoutTable
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3263-6435-4730-b038-613739636239/-/resize/319x/-/format/webp/phone.png'
    LayoutTable
        heading Lower Card Bills. Lower APR. Debt Free Faster.
    LayoutTable
    LayoutTable
        heading No Late Fees. No Transfer Fees.
    LayoutTable
        heading $0
    LayoutTable
    LayoutTable
        StaticText Chat with an AI-powered personal assistant to make the perfect decision with your money, every time. Unlock personalized advice for a fraction of the cost of an advisor.
    LayoutTable
        heading Personalized financial advice in your pocket
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3130-3733-4337-a331-323333313639/-/resize/501x/-/format/webp/Frame_823425260.png'
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3136-6534-4130-b333-353061303637/-/resize/240x/-/format/webp/Frame_823425256.png'
    LayoutTable
        StaticText 2% returns on your cash. Boost the earnings with timely credit card payments.
    LayoutTable
        LayoutTable
    LayoutTable
        heading Earn up to 10% returns
    LayoutTable
    LayoutTable
        StaticText Auto invest into diversified ETFs from you card bills without stretching your budget. The more you invest, the lower is your APR with Gauss. Build wealth and break out of debt for good.
    LayoutTable
        heading Invest when paying off cards
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3132-6638-4666-a231-636666393263/-/resize/421x/-/format/webp/Group_823424502.png'
    LayoutTable
        StaticText Coming soon
    LayoutTable
        StaticText Coming soon
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3034-3332-4930-a662-666162633665/-/resize/361x/-/format/webp/Group_823424499.png'
    LayoutTable
    LayoutTable
        StaticText Autopay all your credit card bills from a single app. Easily pay above required minimums to pay off balances faster. Prevent late fees and overdraft fees!
    LayoutTable
        heading Autopay at no cost
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6235-3736-4230-a336-376464386130/-/resize/37x/-/format/webp/photo.png'
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3432-3530-4535-b336-303639383966/-/resize/427x/-/format/webp/Group_19352334.png'
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3135-6632-4633-a664-636238306336/-/resize/442x/-/format/webp/notif.png'
    LayoutTable
    LayoutTable
        heading How it works
    LayoutTable
        StaticText Connect credit cards via Plaid
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3166-6264-4632-b738-316562363835/-/resize/48x/-/format/webp/how_it_works_1.png'
    LayoutTable
        StaticText Run a soft credit check
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3231-3134-4262-b865-666137613062/-/resize/48x/-/format/webp/how_it_works_2.png'
    LayoutTable
        StaticText Pay off the cards from a low APR Gauss Credit Line
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3833-6535-4230-a366-376666646462/-/resize/48x/-/format/webp/how_it_works_3.png'
    LayoutTable
        StaticText Keep using the cards and repay the line once a month
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3462-3636-4434-b666-646333663532/-/resize/48x/-/format/webp/how_it_works_4.png'
    LayoutTable
        StaticText New balances can be moved to the line automatically.
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6665-6431-4163-b062-343735396634/-/resize/48x/-/format/webp/5.png'
    LayoutTable
        StaticText Earn rewards and better credit terms over time.
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6333-6461-4236-a538-663831326539/-/resize/48x/-/format/webp/6.png'
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3937-3561-4264-b439-393062626536/-/resize/480x/-/format/webp/iPhone_14_Pro_Space_.png'
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6132-3062-4139-a530-643337303231/-/resize/404x/-/format/webp/iPhone_14_Pro_Space_.png'
    LayoutTable
    LayoutTable
        heading How is Gauss different?
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6461-6530-4332-b236-663037663965/-/resize/270x/-/format/webp/compare.png'
    LayoutTable
    LayoutTable
        link, url='https://gauss.money/personalloan'
    LayoutTable
        [431] link, center=(741,6111), url='https://gauss.money/personalloan'
            image, url='https://optim.tildacdn.one/tild6130-3336-4061-b961-306262313631/-/format/webp/Stroke_169.png'
    LayoutTable
        [434] link, center=(458,6111), url='https://gauss.money/personalloan'
            image, url='https://optim.tildacdn.one/tild6538-3135-4532-b838-653936623539/-/format/webp/Group_19352488.png'
    LayoutTable
        [438] link Personal loan, center=(546,6113), url='https://gauss.money/personalloan'
    LayoutTable
        link, url='https://gauss.money/btcard'
    LayoutTable
        [442] link, center=(1101,6111), url='https://gauss.money/btcard'
            image, url='https://optim.tildacdn.one/tild6130-3336-4061-b961-306262313631/-/format/webp/Stroke_169.png'
    LayoutTable
        [445] link, center=(818,6113), url='https://gauss.money/btcard'
            image, url='https://optim.tildacdn.one/tild3061-3034-4366-a330-383764333438/-/format/webp/Group_823424637.png'
    LayoutTable
        [449] link Balance transfer card, center=(952,6113), url='https://gauss.money/btcard'
    LayoutTable
        link, url='https://www.gauss.money/creditcard'
    LayoutTable
        [453] link, center=(1194,6114), url='https://www.gauss.money/creditcard'
            image, url='https://optim.tildacdn.one/tild6632-3234-4162-b736-363465626532/-/format/webp/Group_19352491.png'
    LayoutTable
        [457] link Credit card, center=(1277,6113), url='https://www.gauss.money/creditcard'
    LayoutTable
        [459] link, center=(1465,6111), url='https://www.gauss.money/creditcard'
            image, url='https://optim.tildacdn.one/tild6130-3336-4061-b961-306262313631/-/format/webp/Stroke_169.png'
    link
    button Is using Gauss safe?, expanded=False
        strong
        image
        image
    button How does Gauss affect my credit score?, expanded=False
        strong
        image
        image
    button I have issues with the app. What do I do?, expanded=False
        image
        image
    button Who is Gauss good for?, expanded=False
        image
        image
    button What are the requirements to use Gauss?, expanded=False
        image
        image
    button Is Gauss a bank?, expanded=False
        image
        image
    button How does Gauss make money?, expanded=False
        image
        image
    button Is Gauss available in my state?, expanded=False
        strong
        image
        image
    button Is Gauss a debt consolidator?, expanded=False
        strong
        image
        image
    button How do I delete my account?, expanded=False
        image
        image
    link
    LayoutTable
    LayoutTable
        StaticText Join Now
    LayoutTable
        StaticText Scan the QR code to
        StaticText get started now!
    LayoutTable
        link, url='https://gauss.onelink.me/tXCz/web'
    LayoutTable
        link, url='https://gauss.onelink.me/tXCz/web'
            image, url='https://optim.tildacdn.one/tild3462-3665-4561-b839-623434306637/-/format/webp/app_store_icon.png'
    LayoutTable
        link App Store, url='https://gauss.onelink.me/tXCz/web'
    LayoutTable
    LayoutTable
        link, url='https://gauss.onelink.me/tXCz/web'
    LayoutTable
        link, url='https://gauss.onelink.me/tXCz/web'
            image, url='https://optim.tildacdn.one/tild3162-3136-4030-a563-326261373430/-/format/webp/gp.png'
    LayoutTable
        link Google Play, url='https://gauss.onelink.me/tXCz/web'
    LayoutTable
        StaticText Just launched!
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3636-3465-4463-b437-356565623634/-/resize/130x/-/format/webp/Logo.png'
    LayoutTable
        link, url='https://www.facebook.com/gauss.money'
    LayoutTable
        link, url='https://www.instagram.com/gaussmoney/'
    LayoutTable
        link, url='https://www.linkedin.com/company/gauss-money'
    LayoutTable
        link, url='https://twitter.com/GaussMoneyHQ'
    LayoutTable
        link, url='https://www.youtube.com/channel/UCMJWD9DNqE_QKRDjz_4QF9A'
    LayoutTable
    LayoutTable
        link Get the app, url='https://gauss.onelink.me/l2a4/web'
    LayoutTable
        StaticText * Gauss credit line APR, which is the same as interest rate, is 14%-18%, depending on a number of factors, including credit profile. The rate is variable with prime rate. The majority of credit cards are eligible for the balance transfer if a credit line is approved.
        StaticText For example, if user's APR is 24%, total balance is $10,000 and fixed monthly payments are $300, user's interest expense until full payoff would be $6,644 vs. $2,737 with Gauss. Use
        link Gauss payoff calculator, url='https://www.gauss.money/credit-card-payoff-calculator'
        StaticText to estimate debt-free dates for your case.
        superscript
            StaticText 1
        StaticText Earn points every time you take a rewarded action. Find the full list of rewards in the app. You can use your rewards at any time.
        superscript
            StaticText 2
        StaticText Credit score stability/improvement is not guaranteed. Credit scores are independently determined by credit bureaus, and on-time payment history is only one of many factors that such bureaus consider. Your credit score may be negatively impacted by other financial decisions you make, or by activities or services you engage in with other financial services organizations.
        link Blog, url='https://blog.gauss.money/'
        StaticText Gauss (Placid Inc.)
        StaticText 200 Vesey Street, 24th Floor, New York, NY 10281
        StaticText (877) 909-1559
        StaticText Copyright 2023. All rights reserved.
    LayoutTable
        link Privacy Policy, url='https://placid-public-documents.s3.us-east-2.amazonaws.com/public-general-docs/Privacy+Policy.pdf'
    LayoutTable
        link Terms and Conditions, url='https://placid-public-documents.s3.us-east-2.amazonaws.com/public-general-docs/Terms+and+Conditions.pdf'
    LayoutTable
        link hi@gauss.money, url='mailto:hi@placid.money'

Reasoning for action: I initially intended to explore the 'How it works' section, but I realized that the user specifically wants to know about the FAQ, particularly the question on how Gauss affects their credit score. By clicking the 'FAQ' link, I will be directed to the correct section to locate the answer to the user's question.

Action: click(93) # Click on the 'How it works' link to explore that section.

Change Description: After clicking the 'How it works' link, the browser navigated to the corresponding section of the Gauss website, updating the URL to 'https://gauss.money/#rec654576460' and changing the focus of the navigation item to the 'How it works' link.

Screenshot before:Screenshot after:---

Step 2:

Url (before/after):

https://gauss.money/#rec654576460

https://gauss.money/#rec654576467

Content (before/after):

RootWebArea Gauss | Build Credit & Pay Off Debt Faster, focused, url='https://gauss.money/#rec654576460'
    LayoutTable
        [87] link, center=(490,5266), url='https://gauss.money/'
            image, url='https://static.tildacdn.one/tild6165-3931-4338-b930-643866363937/gauss2.png'
        navigation

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                listitem
                    [93] link How it works, center=(992,5268), focused, url='https://gauss.money/#rec654576460'
                listitem
                    [95] link FAQ, center=(1088,5268), url='https://gauss.money/#rec654576467'
                listitem
                    [97] link Blog, center=(1152,5268), url='https://gauss.money/blog'
                listitem
                    [99] link Payoff calculator, center=(1267,5268), url='https://www.gauss.money/credit-card-payoff-calculator'
        LayoutTable
            LayoutTable
                [105] link Log in / Sign up, center=(1458,5268), url='https://gauss.onelink.me/l2a4/web'
    LayoutTable
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6631-6337-4465-a166-653230653438/-/resize/498x/-/format/webp/Frame_823425439_1.png'
    LayoutTable
    LayoutTable
        heading Get the most out of credit cards
    LayoutTable
        StaticText 16% APR
        superscript
            StaticText *
        StaticText on any credit card. Pay off card debt faster and build credit.
    LayoutTable
        link, url='https://gauss.onelink.me/tXCz/web'
    LayoutTable
        link, url='https://gauss.onelink.me/tXCz/web'
    LayoutTable
        link App Store, url='https://gauss.onelink.me/tXCz/web'
    LayoutTable
        link, url='https://gauss.onelink.me/tXCz/web'
    LayoutTable
        link, url='https://gauss.onelink.me/tXCz/web'
    LayoutTable
        link Google Play, url='https://gauss.onelink.me/tXCz/web'
    LayoutTable
        link Android, url='https://play.google.com/store/apps/details?id=money.placid.app&hl=en&gl=US&pli=1'
    LayoutTable
        link Web Sign-up / Login, url='https://app.gauss.money/'
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6537-3130-4966-b661-623738373835/-/resize/140x/-/format/webp/Group_823424676_5.png'
    LayoutTable
        link Get the app, url='https://gauss.onelink.me/l2a4/web'
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3737-6233-4337-b839-353963646230/-/resize/169x/-/format/webp/equifax.png'
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3930-3163-4461-b961-303930313739/-/resize/169x/-/format/webp/exp.png'
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3133-6634-4735-b239-656530373732/-/resize/169x/-/format/webp/next.png'
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3339-6231-4162-a531-316230363862/-/resize/169x/-/format/webp/plaid.png'
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3438-3937-4639-b262-613361343236/-/resize/169x/-/format/webp/yc.png'
    LayoutTable
    LayoutTable
        StaticText Pay off any credit card balance using your low interest credit line from Gauss, both on-demand and automatically. Your cards get lower APR, and you save money on interest charges and pay off balances faster. Keep using your cards and watch your savings go up!
    LayoutTable
        heading Pay off cards faster
            strong
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6539-3961-4461-a462-663062613865/-/resize/482x/-/format/webp/payoff_cards_easily.png'
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3965-3463-4064-b663-353837643139/-/resize/38x/-/format/webp/photo.png'
    LayoutTable
    LayoutTable
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6166-3064-4363-b133-393033653565/-/resize/552x/-/format/webp/Group_823424734.png'
    LayoutTable
        heading Earn rewards
    LayoutTable
        StaticText Earn Gauss reward points for interacting with the app and paying your cards on time. Use points to pay for Gauss services, reduce APRs, increase credit limit, and get access to premium products
        superscript
            StaticText 1
        StaticText .
    LayoutTable
        StaticText Use Gauss Credit Builder to improve credit without even thinking about it. No credit checks. Monthly payments less than $5. Instant initial reporting
        superscript
            StaticText 2
        StaticText .
    LayoutTable
        heading Improve Credit Score
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6432-3366-4663-a639-373336323137/-/resize/440x/-/format/webp/fico.png'
    LayoutTable
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6563-3034-4566-a336-646463306165/-/resize/325x/-/format/webp/Frame_823425033.png'
    LayoutTable
        StaticText Easily learn what it takes to pay off your current balances and see how Gauss can help you pay off faster if you move balances off expensive cards to a low APR Gauss Line. Start with a simple web calculator, then connect your cards to build a personalized plan and budget in the app.
    LayoutTable
        heading Follow a payoff plan
    LayoutTable
        link Build a plan, url='https://www.gauss.money/credit-card-payoff-calculator'
    LayoutTable
    LayoutTable
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3263-6435-4730-b038-613739636239/-/resize/319x/-/format/webp/phone.png'
    LayoutTable
        heading Lower Card Bills. Lower APR. Debt Free Faster.
    LayoutTable
    LayoutTable
        heading No Late Fees. No Transfer Fees.
    LayoutTable
        heading $0
    LayoutTable
    LayoutTable
        StaticText Chat with an AI-powered personal assistant to make the perfect decision with your money, every time. Unlock personalized advice for a fraction of the cost of an advisor.
    LayoutTable
        heading Personalized financial advice in your pocket
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3130-3733-4337-a331-323333313639/-/resize/501x/-/format/webp/Frame_823425260.png'
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3136-6534-4130-b333-353061303637/-/resize/240x/-/format/webp/Frame_823425256.png'
    LayoutTable
        StaticText 2% returns on your cash. Boost the earnings with timely credit card payments.
    LayoutTable
        LayoutTable
    LayoutTable
        heading Earn up to 10% returns
    LayoutTable
    LayoutTable
        StaticText Auto invest into diversified ETFs from you card bills without stretching your budget. The more you invest, the lower is your APR with Gauss. Build wealth and break out of debt for good.
    LayoutTable
        heading Invest when paying off cards
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3132-6638-4666-a231-636666393263/-/resize/421x/-/format/webp/Group_823424502.png'
    LayoutTable
        StaticText Coming soon
    LayoutTable
        StaticText Coming soon
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3034-3332-4930-a662-666162633665/-/resize/361x/-/format/webp/Group_823424499.png'
    LayoutTable
    LayoutTable
        StaticText Autopay all your credit card bills from a single app. Easily pay above required minimums to pay off balances faster. Prevent late fees and overdraft fees!
    LayoutTable
        heading Autopay at no cost
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6235-3736-4230-a336-376464386130/-/resize/37x/-/format/webp/photo.png'
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3432-3530-4535-b336-303639383966/-/resize/427x/-/format/webp/Group_19352334.png'
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3135-6632-4633-a664-636238306336/-/resize/442x/-/format/webp/notif.png'
    LayoutTable
    LayoutTable
        heading How it works
    LayoutTable
        StaticText Connect credit cards via Plaid
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3166-6264-4632-b738-316562363835/-/resize/48x/-/format/webp/how_it_works_1.png'
    LayoutTable
        StaticText Run a soft credit check
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3231-3134-4262-b865-666137613062/-/resize/48x/-/format/webp/how_it_works_2.png'
    LayoutTable
        StaticText Pay off the cards from a low APR Gauss Credit Line
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3833-6535-4230-a366-376666646462/-/resize/48x/-/format/webp/how_it_works_3.png'
    LayoutTable
        StaticText Keep using the cards and repay the line once a month
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3462-3636-4434-b666-646333663532/-/resize/48x/-/format/webp/how_it_works_4.png'
    LayoutTable
        StaticText New balances can be moved to the line automatically.
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6665-6431-4163-b062-343735396634/-/resize/48x/-/format/webp/5.png'
    LayoutTable
        StaticText Earn rewards and better credit terms over time.
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6333-6461-4236-a538-663831326539/-/resize/48x/-/format/webp/6.png'
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3937-3561-4264-b439-393062626536/-/resize/480x/-/format/webp/iPhone_14_Pro_Space_.png'
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6132-3062-4139-a530-643337303231/-/resize/404x/-/format/webp/iPhone_14_Pro_Space_.png'
    LayoutTable
    LayoutTable
        heading How is Gauss different?
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6461-6530-4332-b236-663037663965/-/resize/270x/-/format/webp/compare.png'
    LayoutTable
    LayoutTable
        link, url='https://gauss.money/personalloan'
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        [431] link, center=(741,6111), url='https://gauss.money/personalloan'
            image, url='https://optim.tildacdn.one/tild6130-3336-4061-b961-306262313631/-/format/webp/Stroke_169.png'
    LayoutTable
        [434] link, center=(458,6111), url='https://gauss.money/personalloan'
            image, url='https://optim.tildacdn.one/tild6538-3135-4532-b838-653936623539/-/format/webp/Group_19352488.png'
    LayoutTable
        [438] link Personal loan, center=(546,6113), url='https://gauss.money/personalloan'
    LayoutTable
        link, url='https://gauss.money/btcard'
    LayoutTable
        [442] link, center=(1101,6111), url='https://gauss.money/btcard'
            image, url='https://optim.tildacdn.one/tild6130-3336-4061-b961-306262313631/-/format/webp/Stroke_169.png'
    LayoutTable
        [445] link, center=(818,6113), url='https://gauss.money/btcard'
            image, url='https://optim.tildacdn.one/tild3061-3034-4366-a330-383764333438/-/format/webp/Group_823424637.png'
    LayoutTable
        [449] link Balance transfer card, center=(952,6113), url='https://gauss.money/btcard'
    LayoutTable
        link, url='https://www.gauss.money/creditcard'
    LayoutTable
        [453] link, center=(1194,6114), url='https://www.gauss.money/creditcard'
            image, url='https://optim.tildacdn.one/tild6632-3234-4162-b736-363465626532/-/format/webp/Group_19352491.png'
    LayoutTable
        [457] link Credit card, center=(1277,6113), url='https://www.gauss.money/creditcard'
    LayoutTable
        [459] link, center=(1465,6111), url='https://www.gauss.money/creditcard'
            image, url='https://optim.tildacdn.one/tild6130-3336-4061-b961-306262313631/-/format/webp/Stroke_169.png'
    link
    button Is using Gauss safe?, expanded=False
        strong
        image
        image
    button How does Gauss affect my credit score?, expanded=False
        strong
        image
        image
    button I have issues with the app. What do I do?, expanded=False
        image
        image
    button Who is Gauss good for?, expanded=False
        image
        image
    button What are the requirements to use Gauss?, expanded=False
        image
        image
    button Is Gauss a bank?, expanded=False
        image
        image
    button How does Gauss make money?, expanded=False
        image
        image
    button Is Gauss available in my state?, expanded=False
        strong
        image
        image
    button Is Gauss a debt consolidator?, expanded=False
        strong
        image
        image
    button How do I delete my account?, expanded=False
        image
        image
    link
    LayoutTable
    LayoutTable
        StaticText Join Now
    LayoutTable
        StaticText Scan the QR code to
        StaticText get started now!
    LayoutTable
        link, url='https://gauss.onelink.me/tXCz/web'
    LayoutTable
        link, url='https://gauss.onelink.me/tXCz/web'
            image, url='https://optim.tildacdn.one/tild3462-3665-4561-b839-623434306637/-/format/webp/app_store_icon.png'
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        link App Store, url='https://gauss.onelink.me/tXCz/web'
    LayoutTable
    LayoutTable
        link, url='https://gauss.onelink.me/tXCz/web'
    LayoutTable
        link, url='https://gauss.onelink.me/tXCz/web'
            image, url='https://optim.tildacdn.one/tild3162-3136-4030-a563-326261373430/-/format/webp/gp.png'
    LayoutTable
        link Google Play, url='https://gauss.onelink.me/tXCz/web'
    LayoutTable
        StaticText Just launched!
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3636-3465-4463-b437-356565623634/-/resize/130x/-/format/webp/Logo.png'
    LayoutTable
        link, url='https://www.facebook.com/gauss.money'
    LayoutTable
        link, url='https://www.instagram.com/gaussmoney/'
    LayoutTable
        link, url='https://www.linkedin.com/company/gauss-money'
    LayoutTable
        link, url='https://twitter.com/GaussMoneyHQ'
    LayoutTable
        link, url='https://www.youtube.com/channel/UCMJWD9DNqE_QKRDjz_4QF9A'
    LayoutTable
    LayoutTable
        link Get the app, url='https://gauss.onelink.me/l2a4/web'
    LayoutTable
        StaticText * Gauss credit line APR, which is the same as interest rate, is 14%-18%, depending on a number of factors, including credit profile. The rate is variable with prime rate. The majority of credit cards are eligible for the balance transfer if a credit line is approved.
        StaticText For example, if user's APR is 24%, total balance is $10,000 and fixed monthly payments are $300, user's interest expense until full payoff would be $6,644 vs. $2,737 with Gauss. Use
        link Gauss payoff calculator, url='https://www.gauss.money/credit-card-payoff-calculator'
        StaticText to estimate debt-free dates for your case.
        superscript
            StaticText 1
        StaticText Earn points every time you take a rewarded action. Find the full list of rewards in the app. You can use your rewards at any time.
        superscript
            StaticText 2
        StaticText Credit score stability/improvement is not guaranteed. Credit scores are independently determined by credit bureaus, and on-time payment history is only one of many factors that such bureaus consider. Your credit score may be negatively impacted by other financial decisions you make, or by activities or services you engage in with other financial services organizations.
        link Blog, url='https://blog.gauss.money/'
        StaticText Gauss (Placid Inc.)
        StaticText 200 Vesey Street, 24th Floor, New York, NY 10281
        StaticText (877) 909-1559
        StaticText Copyright 2023. All rights reserved.
    LayoutTable
        link Privacy Policy, url='https://placid-public-documents.s3.us-east-2.amazonaws.com/public-general-docs/Privacy+Policy.pdf'
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        link Terms and Conditions, url='https://placid-public-documents.s3.us-east-2.amazonaws.com/public-general-docs/Terms+and+Conditions.pdf'
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        link hi@gauss.money, url='mailto:hi@placid.money'

RootWebArea Gauss | Build Credit & Pay Off Debt Faster, focused, url='https://gauss.money/#rec654576467'
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            image, url='https://static.tildacdn.one/tild6165-3931-4338-b930-643866363937/gauss2.png'
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                    [93] link How it works, center=(992,6328), url='https://gauss.money/#rec654576460'
                listitem
                    [95] link FAQ, center=(1088,6328), focused, url='https://gauss.money/#rec654576467'
                listitem
                    [97] link Blog, center=(1152,6328), url='https://gauss.money/blog'
                listitem
                    [99] link Payoff calculator, center=(1267,6328), url='https://www.gauss.money/credit-card-payoff-calculator'
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                [105] link Log in / Sign up, center=(1458,6328), url='https://gauss.onelink.me/l2a4/web'
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        image, url='https://optim.tildacdn.one/tild6631-6337-4465-a166-653230653438/-/resize/498x/-/format/webp/Frame_823425439_1.png'
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    LayoutTable
        heading Get the most out of credit cards
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        StaticText 16% APR
        superscript
            StaticText *
        StaticText on any credit card. Pay off card debt faster and build credit.
    LayoutTable
        link, url='https://gauss.onelink.me/tXCz/web'
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        link, url='https://gauss.onelink.me/tXCz/web'
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        link App Store, url='https://gauss.onelink.me/tXCz/web'
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        link, url='https://gauss.onelink.me/tXCz/web'
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        link, url='https://gauss.onelink.me/tXCz/web'
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        link Google Play, url='https://gauss.onelink.me/tXCz/web'
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        link Android, url='https://play.google.com/store/apps/details?id=money.placid.app&hl=en&gl=US&pli=1'
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        link Web Sign-up / Login, url='https://app.gauss.money/'
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6537-3130-4966-b661-623738373835/-/resize/140x/-/format/webp/Group_823424676_5.png'
    LayoutTable
        link Get the app, url='https://gauss.onelink.me/l2a4/web'
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3737-6233-4337-b839-353963646230/-/resize/169x/-/format/webp/equifax.png'
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        image, url='https://optim.tildacdn.one/tild3930-3163-4461-b961-303930313739/-/resize/169x/-/format/webp/exp.png'
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        image, url='https://optim.tildacdn.one/tild3133-6634-4735-b239-656530373732/-/resize/169x/-/format/webp/next.png'
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        image, url='https://optim.tildacdn.one/tild3339-6231-4162-a531-316230363862/-/resize/169x/-/format/webp/plaid.png'
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        image, url='https://optim.tildacdn.one/tild3438-3937-4639-b262-613361343236/-/resize/169x/-/format/webp/yc.png'
    LayoutTable
    LayoutTable
        StaticText Pay off any credit card balance using your low interest credit line from Gauss, both on-demand and automatically. Your cards get lower APR, and you save money on interest charges and pay off balances faster. Keep using your cards and watch your savings go up!
    LayoutTable
        heading Pay off cards faster
            strong
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        image, url='https://optim.tildacdn.one/tild6539-3961-4461-a462-663062613865/-/resize/482x/-/format/webp/payoff_cards_easily.png'
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    LayoutTable
        image, url='https://optim.tildacdn.one/tild6166-3064-4363-b133-393033653565/-/resize/552x/-/format/webp/Group_823424734.png'
    LayoutTable
        heading Earn rewards
    LayoutTable
        StaticText Earn Gauss reward points for interacting with the app and paying your cards on time. Use points to pay for Gauss services, reduce APRs, increase credit limit, and get access to premium products
        superscript
            StaticText 1
        StaticText .
    LayoutTable
        StaticText Use Gauss Credit Builder to improve credit without even thinking about it. No credit checks. Monthly payments less than $5. Instant initial reporting
        superscript
            StaticText 2
        StaticText .
    LayoutTable
        heading Improve Credit Score
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6432-3366-4663-a639-373336323137/-/resize/440x/-/format/webp/fico.png'
    LayoutTable
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6563-3034-4566-a336-646463306165/-/resize/325x/-/format/webp/Frame_823425033.png'
    LayoutTable
        StaticText Easily learn what it takes to pay off your current balances and see how Gauss can help you pay off faster if you move balances off expensive cards to a low APR Gauss Line. Start with a simple web calculator, then connect your cards to build a personalized plan and budget in the app.
    LayoutTable
        heading Follow a payoff plan
    LayoutTable
        link Build a plan, url='https://www.gauss.money/credit-card-payoff-calculator'
    LayoutTable
    LayoutTable
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3263-6435-4730-b038-613739636239/-/resize/319x/-/format/webp/phone.png'
    LayoutTable
        heading Lower Card Bills. Lower APR. Debt Free Faster.
    LayoutTable
    LayoutTable
        heading No Late Fees. No Transfer Fees.
    LayoutTable
        heading $0
    LayoutTable
    LayoutTable
        StaticText Chat with an AI-powered personal assistant to make the perfect decision with your money, every time. Unlock personalized advice for a fraction of the cost of an advisor.
    LayoutTable
        heading Personalized financial advice in your pocket
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3130-3733-4337-a331-323333313639/-/resize/501x/-/format/webp/Frame_823425260.png'
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3136-6534-4130-b333-353061303637/-/resize/240x/-/format/webp/Frame_823425256.png'
    LayoutTable
        StaticText 2% returns on your cash. Boost the earnings with timely credit card payments.
    LayoutTable
        LayoutTable
    LayoutTable
        heading Earn up to 10% returns
    LayoutTable
    LayoutTable
        StaticText Auto invest into diversified ETFs from you card bills without stretching your budget. The more you invest, the lower is your APR with Gauss. Build wealth and break out of debt for good.
    LayoutTable
        heading Invest when paying off cards
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3132-6638-4666-a231-636666393263/-/resize/421x/-/format/webp/Group_823424502.png'
    LayoutTable
        StaticText Coming soon
    LayoutTable
        StaticText Coming soon
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3034-3332-4930-a662-666162633665/-/resize/361x/-/format/webp/Group_823424499.png'
    LayoutTable
    LayoutTable
        StaticText Autopay all your credit card bills from a single app. Easily pay above required minimums to pay off balances faster. Prevent late fees and overdraft fees!
    LayoutTable
        heading Autopay at no cost
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6235-3736-4230-a336-376464386130/-/resize/37x/-/format/webp/photo.png'
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3432-3530-4535-b336-303639383966/-/resize/427x/-/format/webp/Group_19352334.png'
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3135-6632-4633-a664-636238306336/-/resize/442x/-/format/webp/notif.png'
    LayoutTable
    LayoutTable
        heading How it works
    LayoutTable
        StaticText Connect credit cards via Plaid
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3166-6264-4632-b738-316562363835/-/resize/48x/-/format/webp/how_it_works_1.png'
    LayoutTable
        StaticText Run a soft credit check
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3231-3134-4262-b865-666137613062/-/resize/48x/-/format/webp/how_it_works_2.png'
    LayoutTable
        StaticText Pay off the cards from a low APR Gauss Credit Line
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3833-6535-4230-a366-376666646462/-/resize/48x/-/format/webp/how_it_works_3.png'
    LayoutTable
        StaticText Keep using the cards and repay the line once a month
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3462-3636-4434-b666-646333663532/-/resize/48x/-/format/webp/how_it_works_4.png'
    LayoutTable
        StaticText New balances can be moved to the line automatically.
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6665-6431-4163-b062-343735396634/-/resize/48x/-/format/webp/5.png'
    LayoutTable
        StaticText Earn rewards and better credit terms over time.
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6333-6461-4236-a538-663831326539/-/resize/48x/-/format/webp/6.png'
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3937-3561-4264-b439-393062626536/-/resize/480x/-/format/webp/iPhone_14_Pro_Space_.png'
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6132-3062-4139-a530-643337303231/-/resize/404x/-/format/webp/iPhone_14_Pro_Space_.png'
    LayoutTable
    LayoutTable
        heading How is Gauss different?
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6461-6530-4332-b236-663037663965/-/resize/270x/-/format/webp/compare.png'
    LayoutTable
    LayoutTable
        link, url='https://gauss.money/personalloan'
    LayoutTable
        link, url='https://gauss.money/personalloan'
            image, url='https://optim.tildacdn.one/tild6130-3336-4061-b961-306262313631/-/format/webp/Stroke_169.png'
    LayoutTable
        link, url='https://gauss.money/personalloan'
            image, url='https://optim.tildacdn.one/tild6538-3135-4532-b838-653936623539/-/format/webp/Group_19352488.png'
    LayoutTable
        link Personal loan, url='https://gauss.money/personalloan'
    LayoutTable
        link, url='https://gauss.money/btcard'
    LayoutTable
        link, url='https://gauss.money/btcard'
            image, url='https://optim.tildacdn.one/tild6130-3336-4061-b961-306262313631/-/format/webp/Stroke_169.png'
    LayoutTable
        link, url='https://gauss.money/btcard'
            image, url='https://optim.tildacdn.one/tild3061-3034-4366-a330-383764333438/-/format/webp/Group_823424637.png'
    LayoutTable
        link Balance transfer card, url='https://gauss.money/btcard'
    LayoutTable
        link, url='https://www.gauss.money/creditcard'
    LayoutTable
        link, url='https://www.gauss.money/creditcard'
            image, url='https://optim.tildacdn.one/tild6632-3234-4162-b736-363465626532/-/format/webp/Group_19352491.png'
    LayoutTable
        link Credit card, url='https://www.gauss.money/creditcard'
    LayoutTable
        link, url='https://www.gauss.money/creditcard'
            image, url='https://optim.tildacdn.one/tild6130-3336-4061-b961-306262313631/-/format/webp/Stroke_169.png'
    link
    button Is using Gauss safe?, expanded=False
        strong
        image
        image
    [490] button How does Gauss affect my credit score?, center=(960,6415), expanded=False, type=button
        strong
        image
        image
    [516] button I have issues with the app. What do I do?, center=(960,6498), expanded=False, type=button
        image
        image
    [536] button Who is Gauss good for?, center=(960,6581), expanded=False, type=button
        image
        image
    [554] button What are the requirements to use Gauss?, center=(960,6665), expanded=False, type=button
        image
        image
    [574] button Is Gauss a bank?, center=(960,6748), expanded=False, type=button
        image
        image
    [594] button How does Gauss make money?, center=(960,6832), expanded=False, type=button
        image
        image
    [614] button Is Gauss available in my state?, center=(960,6915), expanded=False, type=button
        strong
        image
        image
    [633] button Is Gauss a debt consolidator?, center=(960,6998), expanded=False, type=button
        strong
        image
        image
    [652] button How do I delete my account?, center=(960,7082), expanded=False, type=button
        image
        image
    link
    LayoutTable
    LayoutTable
        StaticText Join Now
    LayoutTable
        StaticText Scan the QR code to
        StaticText get started now!
    LayoutTable
        link, url='https://gauss.onelink.me/tXCz/web'
    LayoutTable
        link, url='https://gauss.onelink.me/tXCz/web'
            image, url='https://optim.tildacdn.one/tild3462-3665-4561-b839-623434306637/-/format/webp/app_store_icon.png'
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        link App Store, url='https://gauss.onelink.me/tXCz/web'
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        image, url='https://optim.tildacdn.one/tild3537-6465-4962-b738-393163313137/-/resize/99x/-/format/webp/stars.png'
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        link, url='https://gauss.onelink.me/tXCz/web'
    LayoutTable
        link, url='https://gauss.onelink.me/tXCz/web'
            image, url='https://optim.tildacdn.one/tild3162-3136-4030-a563-326261373430/-/format/webp/gp.png'
    LayoutTable
        link Google Play, url='https://gauss.onelink.me/tXCz/web'
    LayoutTable
        StaticText Just launched!
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3636-3465-4463-b437-356565623634/-/resize/130x/-/format/webp/Logo.png'
    LayoutTable
        link, url='https://www.facebook.com/gauss.money'
            image, url='https://optim.tildacdn.one/tild3933-3062-4330-b830-393565626636/-/format/webp/Facebook_-_Negative.png'
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        link, url='https://www.instagram.com/gaussmoney/'
            image, url='https://optim.tildacdn.one/tild3962-6164-4738-b934-663633303165/-/format/webp/Instagram_-_Negative.png'
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        link, url='https://www.linkedin.com/company/gauss-money'
            image, url='https://optim.tildacdn.one/tild3061-3836-4565-b563-613039616464/-/format/webp/LinkedIn_-_Negative.png'
    LayoutTable
        link, url='https://twitter.com/GaussMoneyHQ'
            image, url='https://optim.tildacdn.one/tild3237-3061-4438-b839-626130653638/-/format/webp/Twitter_-_Negative.png'
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        link, url='https://www.youtube.com/channel/UCMJWD9DNqE_QKRDjz_4QF9A'
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        image, url='https://optim.tildacdn.one/tild3162-6262-4662-b866-643961353938/-/resize/189x/-/format/webp/Group_823424676_5.png'
    LayoutTable
        link Get the app, url='https://gauss.onelink.me/l2a4/web'
    LayoutTable
        StaticText * Gauss credit line APR, which is the same as interest rate, is 14%-18%, depending on a number of factors, including credit profile. The rate is variable with prime rate. The majority of credit cards are eligible for the balance transfer if a credit line is approved.
        StaticText For example, if user's APR is 24%, total balance is $10,000 and fixed monthly payments are $300, user's interest expense until full payoff would be $6,644 vs. $2,737 with Gauss. Use
        link Gauss payoff calculator, url='https://www.gauss.money/credit-card-payoff-calculator'
        StaticText to estimate debt-free dates for your case.
        superscript
            StaticText 1
        StaticText Earn points every time you take a rewarded action. Find the full list of rewards in the app. You can use your rewards at any time.
        superscript
            StaticText 2
        StaticText Credit score stability/improvement is not guaranteed. Credit scores are independently determined by credit bureaus, and on-time payment history is only one of many factors that such bureaus consider. Your credit score may be negatively impacted by other financial decisions you make, or by activities or services you engage in with other financial services organizations.
        link Blog, url='https://blog.gauss.money/'
        StaticText Gauss (Placid Inc.)
        StaticText 200 Vesey Street, 24th Floor, New York, NY 10281
        StaticText (877) 909-1559
        StaticText Copyright 2023. All rights reserved.
    LayoutTable
        link Privacy Policy, url='https://placid-public-documents.s3.us-east-2.amazonaws.com/public-general-docs/Privacy+Policy.pdf'
    LayoutTable
        link Terms and Conditions, url='https://placid-public-documents.s3.us-east-2.amazonaws.com/public-general-docs/Terms+and+Conditions.pdf'
    LayoutTable
        link hi@gauss.money, url='mailto:hi@placid.money'

Reasoning for action: I clicked on the 'FAQ' link because it is a crucial step for finding specific answers to questions regarding Gauss's impact on credit scores. By accessing the FAQ section, I am moving closer to locating the detailed information needed for potential customers to understand how Gauss can assist with improving their credit scores.

Action: click(95) # Click on the 'FAQ' link to explore frequently asked questions.

Change Description: After clicking on the 'FAQ' link, the browser navigated to a new section of the Gauss website with the URL updated to 'https://gauss.money/#rec654576467', while the 'FAQ' link gained focus, indicating the user successfully moved to the frequently asked questions area.

Screenshot before:Screenshot after:---

Step 3:

Url (before/after):

https://gauss.money/#rec654576467

Content (before/after):

RootWebArea Gauss | Build Credit & Pay Off Debt Faster, focused, url='https://gauss.money/#rec654576467'
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        [87] link, center=(490,6326), url='https://gauss.money/'
            image, url='https://static.tildacdn.one/tild6165-3931-4338-b930-643866363937/gauss2.png'
        navigation

            list
                listitem
                    [93] link How it works, center=(992,6328), url='https://gauss.money/#rec654576460'
                listitem
                    [95] link FAQ, center=(1088,6328), focused, url='https://gauss.money/#rec654576467'
                listitem
                    [97] link Blog, center=(1152,6328), url='https://gauss.money/blog'
                listitem
                    [99] link Payoff calculator, center=(1267,6328), url='https://www.gauss.money/credit-card-payoff-calculator'
        LayoutTable
            LayoutTable
                [105] link Log in / Sign up, center=(1458,6328), url='https://gauss.onelink.me/l2a4/web'
    LayoutTable
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6631-6337-4465-a166-653230653438/-/resize/498x/-/format/webp/Frame_823425439_1.png'
    LayoutTable
    LayoutTable
        heading Get the most out of credit cards
    LayoutTable
        StaticText 16% APR
        superscript
            StaticText *
        StaticText on any credit card. Pay off card debt faster and build credit.
    LayoutTable
        link, url='https://gauss.onelink.me/tXCz/web'
    LayoutTable
        link, url='https://gauss.onelink.me/tXCz/web'
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        link App Store, url='https://gauss.onelink.me/tXCz/web'
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        link, url='https://gauss.onelink.me/tXCz/web'
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        link, url='https://gauss.onelink.me/tXCz/web'
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        link Google Play, url='https://gauss.onelink.me/tXCz/web'
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        link Android, url='https://play.google.com/store/apps/details?id=money.placid.app&hl=en&gl=US&pli=1'
    LayoutTable
        link Web Sign-up / Login, url='https://app.gauss.money/'
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6537-3130-4966-b661-623738373835/-/resize/140x/-/format/webp/Group_823424676_5.png'
    LayoutTable
        link Get the app, url='https://gauss.onelink.me/l2a4/web'
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3737-6233-4337-b839-353963646230/-/resize/169x/-/format/webp/equifax.png'
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        image, url='https://optim.tildacdn.one/tild3930-3163-4461-b961-303930313739/-/resize/169x/-/format/webp/exp.png'
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        image, url='https://optim.tildacdn.one/tild3133-6634-4735-b239-656530373732/-/resize/169x/-/format/webp/next.png'
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        image, url='https://optim.tildacdn.one/tild3339-6231-4162-a531-316230363862/-/resize/169x/-/format/webp/plaid.png'
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        image, url='https://optim.tildacdn.one/tild3438-3937-4639-b262-613361343236/-/resize/169x/-/format/webp/yc.png'
    LayoutTable
    LayoutTable
        StaticText Pay off any credit card balance using your low interest credit line from Gauss, both on-demand and automatically. Your cards get lower APR, and you save money on interest charges and pay off balances faster. Keep using your cards and watch your savings go up!
    LayoutTable
        heading Pay off cards faster
            strong
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6539-3961-4461-a462-663062613865/-/resize/482x/-/format/webp/payoff_cards_easily.png'
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3965-3463-4064-b663-353837643139/-/resize/38x/-/format/webp/photo.png'
    LayoutTable
    LayoutTable
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6166-3064-4363-b133-393033653565/-/resize/552x/-/format/webp/Group_823424734.png'
    LayoutTable
        heading Earn rewards
    LayoutTable
        StaticText Earn Gauss reward points for interacting with the app and paying your cards on time. Use points to pay for Gauss services, reduce APRs, increase credit limit, and get access to premium products
        superscript
            StaticText 1
        StaticText .
    LayoutTable
        StaticText Use Gauss Credit Builder to improve credit without even thinking about it. No credit checks. Monthly payments less than $5. Instant initial reporting
        superscript
            StaticText 2
        StaticText .
    LayoutTable
        heading Improve Credit Score
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6432-3366-4663-a639-373336323137/-/resize/440x/-/format/webp/fico.png'
    LayoutTable
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6563-3034-4566-a336-646463306165/-/resize/325x/-/format/webp/Frame_823425033.png'
    LayoutTable
        StaticText Easily learn what it takes to pay off your current balances and see how Gauss can help you pay off faster if you move balances off expensive cards to a low APR Gauss Line. Start with a simple web calculator, then connect your cards to build a personalized plan and budget in the app.
    LayoutTable
        heading Follow a payoff plan
    LayoutTable
        link Build a plan, url='https://www.gauss.money/credit-card-payoff-calculator'
    LayoutTable
    LayoutTable
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3263-6435-4730-b038-613739636239/-/resize/319x/-/format/webp/phone.png'
    LayoutTable
        heading Lower Card Bills. Lower APR. Debt Free Faster.
    LayoutTable
    LayoutTable
        heading No Late Fees. No Transfer Fees.
    LayoutTable
        heading $0
    LayoutTable
    LayoutTable
        StaticText Chat with an AI-powered personal assistant to make the perfect decision with your money, every time. Unlock personalized advice for a fraction of the cost of an advisor.
    LayoutTable
        heading Personalized financial advice in your pocket
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3130-3733-4337-a331-323333313639/-/resize/501x/-/format/webp/Frame_823425260.png'
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        image, url='https://optim.tildacdn.one/tild3136-6534-4130-b333-353061303637/-/resize/240x/-/format/webp/Frame_823425256.png'
    LayoutTable
        StaticText 2% returns on your cash. Boost the earnings with timely credit card payments.
    LayoutTable
        LayoutTable
    LayoutTable
        heading Earn up to 10% returns
    LayoutTable
    LayoutTable
        StaticText Auto invest into diversified ETFs from you card bills without stretching your budget. The more you invest, the lower is your APR with Gauss. Build wealth and break out of debt for good.
    LayoutTable
        heading Invest when paying off cards
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3132-6638-4666-a231-636666393263/-/resize/421x/-/format/webp/Group_823424502.png'
    LayoutTable
        StaticText Coming soon
    LayoutTable
        StaticText Coming soon
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3034-3332-4930-a662-666162633665/-/resize/361x/-/format/webp/Group_823424499.png'
    LayoutTable
    LayoutTable
        StaticText Autopay all your credit card bills from a single app. Easily pay above required minimums to pay off balances faster. Prevent late fees and overdraft fees!
    LayoutTable
        heading Autopay at no cost
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6235-3736-4230-a336-376464386130/-/resize/37x/-/format/webp/photo.png'
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3432-3530-4535-b336-303639383966/-/resize/427x/-/format/webp/Group_19352334.png'
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3135-6632-4633-a664-636238306336/-/resize/442x/-/format/webp/notif.png'
    LayoutTable
    LayoutTable
        heading How it works
    LayoutTable
        StaticText Connect credit cards via Plaid
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3166-6264-4632-b738-316562363835/-/resize/48x/-/format/webp/how_it_works_1.png'
    LayoutTable
        StaticText Run a soft credit check
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3231-3134-4262-b865-666137613062/-/resize/48x/-/format/webp/how_it_works_2.png'
    LayoutTable
        StaticText Pay off the cards from a low APR Gauss Credit Line
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3833-6535-4230-a366-376666646462/-/resize/48x/-/format/webp/how_it_works_3.png'
    LayoutTable
        StaticText Keep using the cards and repay the line once a month
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3462-3636-4434-b666-646333663532/-/resize/48x/-/format/webp/how_it_works_4.png'
    LayoutTable
        StaticText New balances can be moved to the line automatically.
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6665-6431-4163-b062-343735396634/-/resize/48x/-/format/webp/5.png'
    LayoutTable
        StaticText Earn rewards and better credit terms over time.
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6333-6461-4236-a538-663831326539/-/resize/48x/-/format/webp/6.png'
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3937-3561-4264-b439-393062626536/-/resize/480x/-/format/webp/iPhone_14_Pro_Space_.png'
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        image, url='https://optim.tildacdn.one/tild6132-3062-4139-a530-643337303231/-/resize/404x/-/format/webp/iPhone_14_Pro_Space_.png'
    LayoutTable
    LayoutTable
        heading How is Gauss different?
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6461-6530-4332-b236-663037663965/-/resize/270x/-/format/webp/compare.png'
    LayoutTable
    LayoutTable
        link, url='https://gauss.money/personalloan'
    LayoutTable
        link, url='https://gauss.money/personalloan'
            image, url='https://optim.tildacdn.one/tild6130-3336-4061-b961-306262313631/-/format/webp/Stroke_169.png'
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        link, url='https://gauss.money/personalloan'
            image, url='https://optim.tildacdn.one/tild6538-3135-4532-b838-653936623539/-/format/webp/Group_19352488.png'
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        link Personal loan, url='https://gauss.money/personalloan'
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        link, url='https://gauss.money/btcard'
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        link, url='https://gauss.money/btcard'
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        image
    [490] button How does Gauss affect my credit score?, center=(960,6415), expanded=False, type=button
        strong
        image
        image
    [516] button I have issues with the app. What do I do?, center=(960,6498), expanded=False, type=button
        image
        image
    [536] button Who is Gauss good for?, center=(960,6581), expanded=False, type=button
        image
        image
    [554] button What are the requirements to use Gauss?, center=(960,6665), expanded=False, type=button
        image
        image
    [574] button Is Gauss a bank?, center=(960,6748), expanded=False, type=button
        image
        image
    [594] button How does Gauss make money?, center=(960,6832), expanded=False, type=button
        image
        image
    [614] button Is Gauss available in my state?, center=(960,6915), expanded=False, type=button
        strong
        image
        image
    [633] button Is Gauss a debt consolidator?, center=(960,6998), expanded=False, type=button
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        image
        image
    [652] button How do I delete my account?, center=(960,7082), expanded=False, type=button
        image
        image
    link
    LayoutTable
    LayoutTable
        StaticText Join Now
    LayoutTable
        StaticText Scan the QR code to
        StaticText get started now!
    LayoutTable
        link, url='https://gauss.onelink.me/tXCz/web'
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        StaticText Just launched!
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        link Get the app, url='https://gauss.onelink.me/l2a4/web'
    LayoutTable
        StaticText * Gauss credit line APR, which is the same as interest rate, is 14%-18%, depending on a number of factors, including credit profile. The rate is variable with prime rate. The majority of credit cards are eligible for the balance transfer if a credit line is approved.
        StaticText For example, if user's APR is 24%, total balance is $10,000 and fixed monthly payments are $300, user's interest expense until full payoff would be $6,644 vs. $2,737 with Gauss. Use
        link Gauss payoff calculator, url='https://www.gauss.money/credit-card-payoff-calculator'
        StaticText to estimate debt-free dates for your case.
        superscript
            StaticText 1
        StaticText Earn points every time you take a rewarded action. Find the full list of rewards in the app. You can use your rewards at any time.
        superscript
            StaticText 2
        StaticText Credit score stability/improvement is not guaranteed. Credit scores are independently determined by credit bureaus, and on-time payment history is only one of many factors that such bureaus consider. Your credit score may be negatively impacted by other financial decisions you make, or by activities or services you engage in with other financial services organizations.
        link Blog, url='https://blog.gauss.money/'
        StaticText Gauss (Placid Inc.)
        StaticText 200 Vesey Street, 24th Floor, New York, NY 10281
        StaticText (877) 909-1559
        StaticText Copyright 2023. All rights reserved.
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        link Privacy Policy, url='https://placid-public-documents.s3.us-east-2.amazonaws.com/public-general-docs/Privacy+Policy.pdf'
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        link hi@gauss.money, url='mailto:hi@placid.money'

RootWebArea Gauss | Build Credit & Pay Off Debt Faster, focused, url='https://gauss.money/#rec654576467'
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                    [93] link How it works, center=(992,6328), url='https://gauss.money/#rec654576460'
                listitem
                    [95] link FAQ, center=(1088,6328), url='https://gauss.money/#rec654576467'
                listitem
                    [97] link Blog, center=(1152,6328), url='https://gauss.money/blog'
                listitem
                    [99] link Payoff calculator, center=(1267,6328), url='https://www.gauss.money/credit-card-payoff-calculator'
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                [105] link Log in / Sign up, center=(1458,6328), url='https://gauss.onelink.me/l2a4/web'
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    LayoutTable
        heading Get the most out of credit cards
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        StaticText 16% APR
        superscript
            StaticText *
        StaticText on any credit card. Pay off card debt faster and build credit.
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        link, url='https://gauss.onelink.me/tXCz/web'
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        link, url='https://gauss.onelink.me/tXCz/web'
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        link App Store, url='https://gauss.onelink.me/tXCz/web'
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        link, url='https://gauss.onelink.me/tXCz/web'
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        link Google Play, url='https://gauss.onelink.me/tXCz/web'
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        link Android, url='https://play.google.com/store/apps/details?id=money.placid.app&hl=en&gl=US&pli=1'
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        link Web Sign-up / Login, url='https://app.gauss.money/'
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        link Get the app, url='https://gauss.onelink.me/l2a4/web'
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        image, url='https://optim.tildacdn.one/tild3737-6233-4337-b839-353963646230/-/resize/169x/-/format/webp/equifax.png'
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        StaticText Pay off any credit card balance using your low interest credit line from Gauss, both on-demand and automatically. Your cards get lower APR, and you save money on interest charges and pay off balances faster. Keep using your cards and watch your savings go up!
    LayoutTable
        heading Pay off cards faster
            strong
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        image, url='https://optim.tildacdn.one/tild6166-3064-4363-b133-393033653565/-/resize/552x/-/format/webp/Group_823424734.png'
    LayoutTable
        heading Earn rewards
    LayoutTable
        StaticText Earn Gauss reward points for interacting with the app and paying your cards on time. Use points to pay for Gauss services, reduce APRs, increase credit limit, and get access to premium products
        superscript
            StaticText 1
        StaticText .
    LayoutTable
        StaticText Use Gauss Credit Builder to improve credit without even thinking about it. No credit checks. Monthly payments less than $5. Instant initial reporting
        superscript
            StaticText 2
        StaticText .
    LayoutTable
        heading Improve Credit Score
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6432-3366-4663-a639-373336323137/-/resize/440x/-/format/webp/fico.png'
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    LayoutTable
        StaticText Easily learn what it takes to pay off your current balances and see how Gauss can help you pay off faster if you move balances off expensive cards to a low APR Gauss Line. Start with a simple web calculator, then connect your cards to build a personalized plan and budget in the app.
    LayoutTable
        heading Follow a payoff plan
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        link Build a plan, url='https://www.gauss.money/credit-card-payoff-calculator'
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    LayoutTable
        image, url='https://optim.tildacdn.one/tild3263-6435-4730-b038-613739636239/-/resize/319x/-/format/webp/phone.png'
    LayoutTable
        heading Lower Card Bills. Lower APR. Debt Free Faster.
    LayoutTable
    LayoutTable
        heading No Late Fees. No Transfer Fees.
    LayoutTable
        heading $0
    LayoutTable
    LayoutTable
        StaticText Chat with an AI-powered personal assistant to make the perfect decision with your money, every time. Unlock personalized advice for a fraction of the cost of an advisor.
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        heading Personalized financial advice in your pocket
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        image, url='https://optim.tildacdn.one/tild3130-3733-4337-a331-323333313639/-/resize/501x/-/format/webp/Frame_823425260.png'
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    LayoutTable
        StaticText 2% returns on your cash. Boost the earnings with timely credit card payments.
    LayoutTable
        LayoutTable
    LayoutTable
        heading Earn up to 10% returns
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    LayoutTable
        StaticText Auto invest into diversified ETFs from you card bills without stretching your budget. The more you invest, the lower is your APR with Gauss. Build wealth and break out of debt for good.
    LayoutTable
        heading Invest when paying off cards
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        image, url='https://optim.tildacdn.one/tild3132-6638-4666-a231-636666393263/-/resize/421x/-/format/webp/Group_823424502.png'
    LayoutTable
        StaticText Coming soon
    LayoutTable
        StaticText Coming soon
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        image, url='https://optim.tildacdn.one/tild3034-3332-4930-a662-666162633665/-/resize/361x/-/format/webp/Group_823424499.png'
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        StaticText Autopay all your credit card bills from a single app. Easily pay above required minimums to pay off balances faster. Prevent late fees and overdraft fees!
    LayoutTable
        heading Autopay at no cost
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        image, url='https://optim.tildacdn.one/tild6235-3736-4230-a336-376464386130/-/resize/37x/-/format/webp/photo.png'
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        heading How it works
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        StaticText Connect credit cards via Plaid
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        image, url='https://optim.tildacdn.one/tild3166-6264-4632-b738-316562363835/-/resize/48x/-/format/webp/how_it_works_1.png'
    LayoutTable
        StaticText Run a soft credit check
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        image, url='https://optim.tildacdn.one/tild3231-3134-4262-b865-666137613062/-/resize/48x/-/format/webp/how_it_works_2.png'
    LayoutTable
        StaticText Pay off the cards from a low APR Gauss Credit Line
    LayoutTable
        image, url='https://optim.tildacdn.one/tild3833-6535-4230-a366-376666646462/-/resize/48x/-/format/webp/how_it_works_3.png'
    LayoutTable
        StaticText Keep using the cards and repay the line once a month
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        image, url='https://optim.tildacdn.one/tild3462-3636-4434-b666-646333663532/-/resize/48x/-/format/webp/how_it_works_4.png'
    LayoutTable
        StaticText New balances can be moved to the line automatically.
    LayoutTable
        image, url='https://optim.tildacdn.one/tild6665-6431-4163-b062-343735396634/-/resize/48x/-/format/webp/5.png'
    LayoutTable
        StaticText Earn rewards and better credit terms over time.
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        image, url='https://optim.tildacdn.one/tild6333-6461-4236-a538-663831326539/-/resize/48x/-/format/webp/6.png'
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        heading How is Gauss different?
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        image, url='https://optim.tildacdn.one/tild6461-6530-4332-b236-663037663965/-/resize/270x/-/format/webp/compare.png'
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        link, url='https://gauss.money/personalloan'
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        link, url='https://gauss.money/personalloan'
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        link Personal loan, url='https://gauss.money/personalloan'
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        link Balance transfer card, url='https://gauss.money/btcard'
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        link, url='https://www.gauss.money/creditcard'
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        link Credit card, url='https://www.gauss.money/creditcard'
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        strong
        image
        image
    [490] button How does Gauss affect my credit score?, center=(960,6415), expanded=True, focused, type=button
        strong
        image
        image
    StaticText Gauss improves your credit score in most cases
    superscript
        StaticText 2
    StaticText .
    StaticText Gauss helps prevent late payments and reduces the amount of debt on your cards, reducing their utilization, which may have a positive effect on your credit score. You can improve the score further by paying on time to Gauss.
    StaticText No fees are charged If you're late with your repayments to Gauss, but your credit score will be negatively affected.
    StaticText We also provide a standalone credit builder product if you'd like to improve your credit score without even thinking about it.
    [516] button I have issues with the app. What do I do?, center=(960,6769), expanded=False, type=button
        image
        image
    [536] button Who is Gauss good for?, center=(960,6852), expanded=False, type=button
        image
        image
    [554] button What are the requirements to use Gauss?, center=(960,6936), expanded=False, type=button
        image
        image
    [574] button Is Gauss a bank?, center=(960,7019), expanded=False, type=button
        image
        image
    [594] button How does Gauss make money?, center=(960,7103), expanded=False, type=button
        image
        image
    [614] button Is Gauss available in my state?, center=(960,7186), expanded=False, type=button
        strong
        image
        image
    [633] button Is Gauss a debt consolidator?, center=(960,7269), expanded=False, type=button
        strong
        image
        image
    [652] button How do I delete my account?, center=(960,7353), expanded=False, type=button
        image
        image
    link
    LayoutTable
    LayoutTable
        StaticText Join Now
    LayoutTable
        StaticText Scan the QR code to
        StaticText get started now!
    LayoutTable
        link, url='https://gauss.onelink.me/tXCz/web'
    LayoutTable
        link, url='https://gauss.onelink.me/tXCz/web'
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        link App Store, url='https://gauss.onelink.me/tXCz/web'
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        link Google Play, url='https://gauss.onelink.me/tXCz/web'
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        StaticText Just launched!
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        link, url='https://www.facebook.com/gauss.money'
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        link, url='https://www.instagram.com/gaussmoney/'
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        link, url='https://www.linkedin.com/company/gauss-money'
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        link, url='https://twitter.com/GaussMoneyHQ'
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        link, url='https://www.youtube.com/channel/UCMJWD9DNqE_QKRDjz_4QF9A'
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        link Get the app, url='https://gauss.onelink.me/l2a4/web'
    LayoutTable
        StaticText * Gauss credit line APR, which is the same as interest rate, is 14%-18%, depending on a number of factors, including credit profile. The rate is variable with prime rate. The majority of credit cards are eligible for the balance transfer if a credit line is approved.
        StaticText For example, if user's APR is 24%, total balance is $10,000 and fixed monthly payments are $300, user's interest expense until full payoff would be $6,644 vs. $2,737 with Gauss. Use
        link Gauss payoff calculator, url='https://www.gauss.money/credit-card-payoff-calculator'
        StaticText to estimate debt-free dates for your case.
        superscript
            StaticText 1
        StaticText Earn points every time you take a rewarded action. Find the full list of rewards in the app. You can use your rewards at any time.
        superscript
            StaticText 2
        StaticText Credit score stability/improvement is not guaranteed. Credit scores are independently determined by credit bureaus, and on-time payment history is only one of many factors that such bureaus consider. Your credit score may be negatively impacted by other financial decisions you make, or by activities or services you engage in with other financial services organizations.
        link Blog, url='https://blog.gauss.money/'
        StaticText Gauss (Placid Inc.)
        StaticText 200 Vesey Street, 24th Floor, New York, NY 10281
        StaticText (877) 909-1559
        StaticText Copyright 2023. All rights reserved.
    LayoutTable
        link Privacy Policy, url='https://placid-public-documents.s3.us-east-2.amazonaws.com/public-general-docs/Privacy+Policy.pdf'
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        link Terms and Conditions, url='https://placid-public-documents.s3.us-east-2.amazonaws.com/public-general-docs/Terms+and+Conditions.pdf'
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        link hi@gauss.money, url='mailto:hi@placid.money'

Reasoning for action: Clicking the button labeled 'How does Gauss affect my credit score?' is essential as it directly addresses the user story's goal of understanding the effects of Gauss on credit scores. By expanding this section, I initiate the process of revealing the pertinent information that the user needs to make an informed decision about using Gauss's services.

Action: click(490) # Click on the question 'How does Gauss affect my credit score?' to expand and view the answer.

Change Description: After the click on 'How does Gauss affect my credit score?', the button expanded to reveal additional information regarding how Gauss can improve credit scores, including the benefits of preventing late payments and the potential positive effects on credit utilization; previously, this information was hidden.

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